The Right Mortgage, Tailored to You

Choosing a mortgage can feel overwhelming. Our job is to make it simple.

At Prosper Mortgage Solutions, we offer expert, whole-of-market advice — helping you secure the right mortgage with confidence. Whether you’re just starting out, moving home, or building portfolio, we’ll guide you through every step.

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Types of Mortgages We Specialise In:

Two men are sitting at a table with a model house and a calculator.

First-Time Buyer Mortgages

We’ll explain everything clearly, support you through the process, and help you access deals that suit your budget and goals.

A family is playing in a cardboard box in a new home.

Home Mover Mortgages

Upsizing, downsizing or relocating? Let’s review your options and make the move smooth.

A large white house with three garage doors

Remortgages

Whether your deal is ending or you’re looking to borrow more, we’ll help you find a better rate and keep your monthly costs in check.

A financial advisor shows documents to an elderly couple at a table, all smiling indoors.

A kitchen with white cabinets, stainless steel appliances, and a large island.

Buy-to-Let Mortgages

Thinking about property investment? We’ll guide you through lender criteria and rental yield requirements — whether you’re a new or experienced landlord.

A living room with a couch and a coffee table

Modern building with a flat roof, glass windows, and a clear blue sky.

Two-story brick house with white trim and a garden path leading up to the front door under a cloudy sky.

*Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.

The Financial Conduct Authority do not regulate buy to let mortgages.

The Financial Conduct Authority do not regulate commercial mortgages.

Protection

Because You & Your Loved Ones Matter

At Prosper Mortgages, we know that insurance isn’t one-size-fits-all—especially if you have a pre-existing medical condition, work in a hazardous job, or enjoy adventure sports.

That’s why we offer personalised protection advice, tailored to your life and your budget. From the moment you get in touch, you’ll be looked after by your own dedicated expert—no call centres, no repeating your story, and no forms to fill in. We ask the right questions once and do the rest for you.

Best of all? Our advice is completely free. We’re paid by the insurer, not by you.

We’re Here to Help With:

Life Insurance

Critical Illness Cover

Income Protection

Family Protection

Business & Key Person Cover

We’re With You Every Step of the Way

Whether you’re protecting your income, your family, or your future—we’re here to make it simple, stress-free, and right for you.

📞 Call 07825 770882 or book your free consultation to get started.

Book a Free Consultation

Improve Your Credit Score

Your credit score plays a big role in mortgage approval—right alongside your income and deposit. Every lender has slightly different criteria, but a strong credit history can help you access better rates and improve your chances of success.

discuss your options with our experts

We’re here to help you not just secure a mortgage, but to protect your home, your family and your future.