Blog

The Government has announced a huge overhaul to planning and infrastructure laws — and it could change the future of housing in Britain. At Prosper Mortgage Solutions, we’re here to help you make sense of what this means for homebuyers, homeowners, and anyone dreaming of getting on the property ladder.

If you’re planning to buy a home in London, this is news you’ll want to hear. The government has announced temporary emergency planning changes to help restart house-building across the capital, a move that could have a real impact on buyers, renters, and those waiting for social housing.

Big News in the Mortgage World Big news for UK homeowners and buyers this month, and it’s one that could shape the future of the property market. At the 2025 Conservative Party Conference , party leader Kemi Badenoch announced plans to abolish stamp duty on main homes in England and Northern Ireland. It’s a bold move designed to make buying and selling property easier, cheaper, and more flexible. Here’s what it means, why it matters, and what you should do next.

We’re thrilled to share that Prosper Mortgage Solutions has officially added Afin Bank to our lending panel! This isn’t just another lender — this is a game changer. For clients who’ve struggled to access mortgages because of non-UK status, visa issues, or complex earnings, Afin Bank offers solutions that most conventional lenders won’t touch. Here’s why this is a big deal — and what it could mean for you or someone you know.

We’ve got some game-changing news for our clients… Prosper Mortgage Solutions has officially launched with April Mortgages — and that means more 100% loan-to-value (LTV) mortgages are now available to you.

Your credit score plays a big role in mortgage approval—right alongside your income and deposit. Every lender has slightly different criteria, but a strong credit history can help you access better rates and improve your chances of success.

Before you go to court, make sure you know what you can (and cannot) say.

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